Independent Analysis Grounded in Operations
Ami founded, operated, and sold a Nevada title and escrow company that was acquired by Ticor Title, a Fidelity National Financial company. His opinions are informed by direct experience handling files, supervising operations, setting procedures, and evaluating the controls that support a reliable closing process.
Each assignment begins with the pleadings, engagement scope, relevant agreements, and the actual transaction record. Ami accepts both plaintiff and defense engagements and does not exclusively represent either side.
Areas of Expert Testimony
Escrow Standard of Care
Whether handling, communication, documentation, funding, and disbursement practices were consistent with the duties and instructions applicable to the file.
Escrow Instructions
The meaning and operational effect of written instructions, amendments, conditions, and conflicting directions from the parties.
Title Commitments and Clearance
How commitments, exceptions, requirements, payoff demands, releases, and title records ordinarily move through the closing process.
Title Insurance Claims
Operational context for policy issuance, title records, claims documentation, coverage communications, and the sequence of the transaction.
Fraud and Misappropriation
Transaction controls, warning signs, identity issues, trust funds, wire instructions, and the consistency of the closing record.
Fiduciary Duty
The limited role of an escrow holder, party instructions, neutrality, disclosures, communications, and handling of entrusted funds.
Closing Disclosures
HUD-1 and Closing Disclosure entries, settlement statements, fee and credit presentation, disbursement records, and timing.
Notary and Deed Issues
Signing procedure, acknowledgments, identity checks, document routing, deed execution, and related transaction records.
RESPA and Settlement Practice
Industry and operational context for settlement services, referral arrangements, disclosures, and closing documentation.
Supervision and Procedure
Branch procedures, escalation, training, exception handling, trust accounting controls, and management oversight.
Commercial and Residential Escrow
The records, timelines, conditions, parties, and closing practices relevant to different transaction types.
Multi-State Closing Customs
Material differences among escrow, attorney-closing, title, and settlement practices across jurisdictions.
Materials Commonly Reviewed
- Pleadings, claims, defenses, and relevant court orders
- Purchase agreements, escrow instructions, amendments, and addenda
- Title commitments, preliminary reports, policies, exceptions, and recorded documents
- Closing statements, wire records, ledgers, disbursement files, and payoff documents
- Emails, call notes, internal logs, checklists, and transaction timelines
- Policies, procedures, training materials, and applicable regulatory records
- Depositions, declarations, and reports from other experts